Retirement Strategies

At Lumena Financial Strategies, one of our objectives is to help you develop a strategy to maintain your desired lifestyle throughout your retirement years. Our comprehensive retirement planning process includes setting financial goals, developing a monthly budget, and selecting investments to help you accumulate retirement savings. Our personal one-on-one approach helps to clarify your goals so we can create a well-designed retirement plan specific to your situation.

What Is Retirement Planning?

Retirement planning initially includes determining the age at which you plan to retire and how much money you will need in retirement. After our team has gathered information about your current circumstances and assessed how all facets of your financial life fit together, we will recommend strategies to help manage your wealth and keep you on track to pursue your retirement dreams. The most crucial step is taking the actions needed to implement your retirement strategy.

Retirement Savings Options 

Retirement Savings Options 

Some of the strategies we may suggest include:

  • Traditional, Roth, and Rollover IRAs
  • Participation in Employer-sponsored retirement savings plans including 401(k) or 403(b) plans
  • For self-employed individuals, strategies may include SEP IRAs, SIMPLE IRAs or Solo 401(k)s

We are happy to coordinate with your CPA in the development of your retirement plan.

Work With Lumena Financial Strategies

It is never too late or too early to plan for a financially confident retirement. Contact our team to schedule an appointment today. 

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