Investment Management

Client Centered

Managing your investments doesn’t have to be complicated. While there are many strategies to choose from, we help you determine which ones may be appropriate for your unique situation and financial goals. As part of our investment management process, we educate and support our clients so they can make more informed financial decisions.

What Is Investment Management?

What Is Investment Management?

Investment management refers to the overall management of financial assets. The basic components of investment management include:

  • Establishing your investment goals
  • Determining your risk tolerance
  • Creating your unique investment portfolio with investment strategies
  • Monitoring and evaluating strategies over time

Our team may recommend various investment products, including mutual funds, closed-end funds, individual stocks, bonds, exchange-traded funds, and more. We may also recommend fixed, variable, and indexed annuities or ABLE accounts for clients with family members with special needs.

Fiduciary Responsibility

Financial Advisors who follow the fiduciary standard are required to put their client’s interest ahead of their own. Those who conform to the suitability standard have to make sure their recommendations are suitable given the client’s age, goals, resources, and other factors.

We believe that clients should have a choice.  One option is a fee-only relationship in which we advise our client on a flat rate or hourly basis.  Another option is an advisory relationship in which we manage the assets in a fee-based account and no commissions are ever charged.  Sometimes, clients prefer a traditional brokerage account or a combination approach.  We believe that access to all types of relationships without being restricted to only certain types of investments allows us to truly put our clients' interests ahead of our own.  

Work with Lumena Financial Strategies 

For more information on Lumena Financial Strategies and the services we offer, send us a quick email or contact our office. We would welcome the opportunity to speak with you!

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